RETIRE IN PANAMA

Ocean front Home in Portobello

Beautiful Ocean front home in Portobello Colon, kitchen and a/c`s included, 8 bedrooms, 10 baths, 4 parkings, gated community, security 24 hrs, social area, pool, 750 mts2 of construccion and 1,100 mts2 of land, boat parkings and more, $850,000 White Tower PANAMALuxury ocean front condominium. Balboa Avenue Areas: Apartments 1388 sqft To 4593 sqft. A 62 floors tower. Counts with regulars apartments, duplex, 2 levels of penthouse, deposit. Located in an important area of the city. Amenities: • Apartments with ocean view • Eight levels of parking, with 396 parkings • Social Area • Hall games • Party Room • Basketball Court • Gym • Jacuzzi Bedrooms: 1, 2 and 3 bedrooms and maids dorm. PANAMA REAL ESTATE www.compreoalquile.info RETIRE IN PANAMA www.panamarealtors.info INVEST IN PANAMA www.realty-dejavu.com BIENES RAICES PANAMA www.realty-dejavu.com PANAMA PROPERTIES www.realty-dejavu.com PROPIEDADES EN PANAMA www.realty-dejavu.com INMUEBLES EN PANAMA www.realty-dejavu.com CONDOS IN PANAMA www.realty-dejavu.com HOMES IN PANAMA www.realty-dejavu.com APARTAMENTOS EN PANAMA www.realty-dejavu.com CASAS EN PANAMA www.realty-dejavu.com INVERTIR EN PANAMA www.realty-dejavu.com Land 4 Sale www.realty-dejavu.com LIVING IN PANAMA www.visitpanamadejavu.com CONDOS EN PANAMA www.panamarealestatedejavu.com HOMES IN PANAMA www.panamarealestatedejavu.com PEDASI PANAMA www.visitpanamadejavu.com BOCAS DEL TORO PANAMA www.visitpanamadejavu.com VISIT PANAMA www.visitpanamadejavu.com APARTAMENTOS EN PANAMA www.realty-dejavu.com Busco Casa en Panama www.realty-dejavu.com Mudarse a Panama www.realty-dejavu.com Casas de Playa www.realty-dejavu.com Deja Vû Realty Panama Deja VÛ Realty Panama Facebook SHORT TERM RENTALS PANAMA www.realty-dejavu.com VISIT PANAMA www.visitpanamadejavu.com PANAMA REALESTATE www.panamarealestatedejavu.com BIENES RAICES PANAMA www.realty-dejavu.com REALESTATE PANAMA www.compreoalquile.info BIENES RAICES PANAMA www.panamarealtors.info PANAMA WWW.REALTY-DEJAVU.COM PANAMA REAL ESTATE www.realty-dejavu.com PANAMA APARTMENTS www.realty-dejavu.com Panama Rent www.realty-dejavu.com PANAMA CONDOS www.realty-dejavu.com PANAMA HOUSES www.realty-dejavu.com PANAMA APARTMENTS SALE WWW.REALTY-DEJAVU.COM PANAMA HOMES www.realty-dejavu.com PANAMA CITY REALTY www.realty-dejavu.com Panama Retirement www.realty-dejavu.com Realty Panama Dejavu Investment

Realty Panama Dejavu Investment

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Property #: 370

Location: Portobelo, Panama

Sell Price:
US$ 850000

Lot Area:
1100 m² [11,840.30 ft²]

Built Area:
750 m² [8,072.93 ft²]

Amenities
Gated Community
Ocean Front
Boat Dock
Air Conditioning
FULLY FURNISHED!!
Panoramic Ocean View
Complete Guest Bathroom
Balconies
Open kitchen layout
Cable TV Ready
Property Managament Services Available
Ample dining and hall
Ceramic Floors
Clay floors in Balconies and Terraces
Jacuzzis
BBQ Area Overlooking Pool
24 hrs Security
Reserve Water Tank
Exclusive Community
Kitchen Appliances
Near Restaurants
Near Stores
Maids room and bath
Den
Social Area
GREAT PRICE!!
CALL NOW!! 507 6611-3790
PANAMA REAL ESTATE DEJAVU

Bedrooms: 8
Bathrooms: 10

Casas de Playa Panamawww.realty-dejavu.com

Panama is the world's best retirement haven. There is a check in every box on a would-be retiree’s wish list. Here are 10 reasons you should consider retiring in this sunny and affordable country.
The cost-of-living is affordable. Outside Panama City, the cost-of-living is downright cheap. For example, you could retire on the beach in Las Tablas, on the country’s Azuero Peninsula, on a budget of $1,200 per month or even less.
[See 10 Tips for Retirement Overseas.]
The sun shines year-round. Panama City can be too hot and sticky for some retiree's tastes. But if you look beyond the capital, you will find pockets of near-perfect climates in some regions. If you prefer cool mountain temperatures to steamy sea-level ones, consider Boquete, an undiscovered and more affordable version of Santa Fe.
The retiree’s path is well worn. This country has been attracting foreign retirees in growing numbers for more than a decade. It offers many user-friendly options for establishing foreign residency if you want to live in the country full-time, and it is home to established and welcoming communities of expatriates and retirees. Thanks to the long-standing American presence while building and running the Panama Canal, a foreign retiree can find almost any product, service, or amenity he or she might be in the market for.
World-class shopping. The Riba Smith grocery stores in Panama City resemble the big grocery stores in any big U.S. city and stock everything from Aunt Jemima pancake mix to Ben & Jerry’s ice cream. There are also usually large international selections including everything from wines to imported Spanish hams. The Do-It Center carries everything you need for home repair and maintenance. The four big shopping malls are home to brand-name shops from around the world, including Zara, Ann Klein, Nine West, Levi’s, Tommy Hilfigger, Hermes, Tiffany, and Cartier.
[See 5 Luxuries You Can Afford By Retiring Abroad.]
No foreign language required. I don’t recommend it, but in Panama City you can get by without speaking Spanish. You’ll find, though, that your retire-overseas experience will be richer and fuller and your circle of friends will be wider and more diverse if you make an effort to learn at least a little of the local lingo.
Good and affordable health care. Health care in Panama is of an international standard. Panama City is home to Punta Pacifica hospital, the only hospital in Latin America affiliated with and managed by Johns Hopkins International. Most doctors in the capital city speak fluent English. And medical care in this country is a bargain compared with the cost of U.S. health care. Medical costs are higher in Panama City than elsewhere in the country, but even in the capital a doctor’s visit costs $50 or less. Local Panama health insurance can cost $100 per month or less.
Modern infrastructure. The infrastructure in this country is of a high standard. Panama City is the most developed city in the region. This is a place where things generally work. The Internet, cable TV, and phone service are all as reliable as anywhere in the U.S. The water is potable. The roadways and highway systems are being constantly expanded and improved. Panama City is also an international travel hub that is very accessible from North America. The flight from Miami, for example, is about 2½ hours.
American currency. Panama City is an international banking center. You will find banks here from all over the world. ATMs are on every corner. The currency is the U.S. dollar, so U.S. retirees have no currency-exchange risk or exposure.
Retiree perks. Panama’s pensionado program of special benefits and discounts for foreign retirees is the current gold standard. Retirees in this country can save as much as 50 percent on restaurant meals, in-country airfares, prescription medicines, and even closing costs on your new beach house.
Job opportunities. If you’re thinking you might like to indulge your entrepreneurial inclinations in retirement, Panama stands out among the options for where to base yourself. This country is perhaps the best place in the entire world to start an international business, thanks to its pro-business President Martinelli and pro-business climate overall. The county also has a low cost of doing business, an educated, English-speaking, and highly affordable labor force, and favorable corporate tax rates and regulations.
Panama is a country on the fast track, open for business, and pushing hard toward First World status. The country’s economy is projected to expand by 10 percent in 2011 and it's citizens are enjoying continued growth and prosperity. The people you meet here aren’t losing sleep over their futures. They’re embracing them. Panama residents are building new, interesting lives in a land of opportunity.
[See The World’s Top Retirement Havens For 2011.]
The county is bordered by two long coasts, one with crashing Pacific surf and the other with lapping azure Caribbean waves. Between them are wildflower-covered mountains and river-crossed jungles. This is a nature-lover’s paradise, boasting some of the world’s best surfing, snorkeling, sport fishing, and adventure-travel opportunities anywhere on earth. Yet, Panama is also a safe and welcoming place to call home.
Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter. Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.www.realty-dejavu.comwww.realty-dejavu.com

Panama is the world's best retirement haven.

Panama is the world's best retirement haven. There is a check in every box on a would-be retiree’s wish list. Here are 10 reasons you should consider retiring in this sunny and affordable country.
The cost-of-living is affordable. Outside Panama City, the cost-of-living is downright cheap. For example, you could retire on the beach in Las Tablas, on the country’s Azuero Peninsula, on a budget of $1,200 per month or even less.
[See 10 Tips for Retirement Overseas.]
The sun shines year-round. Panama City can be too hot and sticky for some retiree's tastes. But if you look beyond the capital, you will find pockets of near-perfect climates in some regions. If you prefer cool mountain temperatures to steamy sea-level ones, consider Boquete, an undiscovered and more affordable version of Santa Fe.
The retiree’s path is well worn. This country has been attracting foreign retirees in growing numbers for more than a decade. It offers many user-friendly options for establishing foreign residency if you want to live in the country full-time, and it is home to established and welcoming communities of expatriates and retirees. Thanks to the long-standing American presence while building and running the Panama Canal, a foreign retiree can find almost any product, service, or amenity he or she might be in the market for.
World-class shopping. The Riba Smith grocery stores in Panama City resemble the big grocery stores in any big U.S. city and stock everything from Aunt Jemima pancake mix to Ben & Jerry’s ice cream. There are also usually large international selections including everything from wines to imported Spanish hams. The Do-It Center carries everything you need for home repair and maintenance. The four big shopping malls are home to brand-name shops from around the world, including Zara, Ann Klein, Nine West, Levi’s, Tommy Hilfigger, Hermes, Tiffany, and Cartier.
[See 5 Luxuries You Can Afford By Retiring Abroad.]
No foreign language required. I don’t recommend it, but in Panama City you can get by without speaking Spanish. You’ll find, though, that your retire-overseas experience will be richer and fuller and your circle of friends will be wider and more diverse if you make an effort to learn at least a little of the local lingo.
Good and affordable health care. Health care in Panama is of an international standard. Panama City is home to Punta Pacifica hospital, the only hospital in Latin America affiliated with and managed by Johns Hopkins International. Most doctors in the capital city speak fluent English. And medical care in this country is a bargain compared with the cost of U.S. health care. Medical costs are higher in Panama City than elsewhere in the country, but even in the capital a doctor’s visit costs $50 or less. Local Panama health insurance can cost $100 per month or less.
Modern infrastructure. The infrastructure in this country is of a high standard. Panama City is the most developed city in the region. This is a place where things generally work. The Internet, cable TV, and phone service are all as reliable as anywhere in the U.S. The water is potable. The roadways and highway systems are being constantly expanded and improved. Panama City is also an international travel hub that is very accessible from North America. The flight from Miami, for example, is about 2½ hours.
American currency. Panama City is an international banking center. You will find banks here from all over the world. ATMs are on every corner. The currency is the U.S. dollar, so U.S. retirees have no currency-exchange risk or exposure.
Retiree perks. Panama’s pensionado program of special benefits and discounts for foreign retirees is the current gold standard. Retirees in this country can save as much as 50 percent on restaurant meals, in-country airfares, prescription medicines, and even closing costs on your new beach house.
Job opportunities. If you’re thinking you might like to indulge your entrepreneurial inclinations in retirement, Panama stands out among the options for where to base yourself. This country is perhaps the best place in the entire world to start an international business, thanks to its pro-business President Martinelli and pro-business climate overall. The county also has a low cost of doing business, an educated, English-speaking, and highly affordable labor force, and favorable corporate tax rates and regulations.
Panama is a country on the fast track, open for business, and pushing hard toward First World status. The country’s economy is projected to expand by 10 percent in 2011 and it's citizens are enjoying continued growth and prosperity. The people you meet here aren’t losing sleep over their futures. They’re embracing them. Panama residents are building new, interesting lives in a land of opportunity.
[See The World’s Top Retirement Havens For 2011.]
The county is bordered by two long coasts, one with crashing Pacific surf and the other with lapping azure Caribbean waves. Between them are wildflower-covered mountains and river-crossed jungles. This is a nature-lover’s paradise, boasting some of the world’s best surfing, snorkeling, sport fishing, and adventure-travel opportunities anywhere on earth. Yet, Panama is also a safe and welcoming place to call home.
Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter. Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.www.realty-dejavu.comwww.realty-dejavu.com

Panama is the world's best retirement haven.

Panama is the world's best retirement haven. There is a check in every box on a would-be retiree’s wish list. Here are 10 reasons you should consider retiring in this sunny and affordable country.
The cost-of-living is affordable. Outside Panama City, the cost-of-living is downright cheap. For example, you could retire on the beach in Las Tablas, on the country’s Azuero Peninsula, on a budget of $1,200 per month or even less.
[See 10 Tips for Retirement Overseas.]
The sun shines year-round. Panama City can be too hot and sticky for some retiree's tastes. But if you look beyond the capital, you will find pockets of near-perfect climates in some regions. If you prefer cool mountain temperatures to steamy sea-level ones, consider Boquete, an undiscovered and more affordable version of Santa Fe.
The retiree’s path is well worn. This country has been attracting foreign retirees in growing numbers for more than a decade. It offers many user-friendly options for establishing foreign residency if you want to live in the country full-time, and it is home to established and welcoming communities of expatriates and retirees. Thanks to the long-standing American presence while building and running the Panama Canal, a foreign retiree can find almost any product, service, or amenity he or she might be in the market for.
World-class shopping. The Riba Smith grocery stores in Panama City resemble the big grocery stores in any big U.S. city and stock everything from Aunt Jemima pancake mix to Ben & Jerry’s ice cream. There are also usually large international selections including everything from wines to imported Spanish hams. The Do-It Center carries everything you need for home repair and maintenance. The four big shopping malls are home to brand-name shops from around the world, including Zara, Ann Klein, Nine West, Levi’s, Tommy Hilfigger, Hermes, Tiffany, and Cartier.
[See 5 Luxuries You Can Afford By Retiring Abroad.]
No foreign language required. I don’t recommend it, but in Panama City you can get by without speaking Spanish. You’ll find, though, that your retire-overseas experience will be richer and fuller and your circle of friends will be wider and more diverse if you make an effort to learn at least a little of the local lingo.
Good and affordable health care. Health care in Panama is of an international standard. Panama City is home to Punta Pacifica hospital, the only hospital in Latin America affiliated with and managed by Johns Hopkins International. Most doctors in the capital city speak fluent English. And medical care in this country is a bargain compared with the cost of U.S. health care. Medical costs are higher in Panama City than elsewhere in the country, but even in the capital a doctor’s visit costs $50 or less. Local Panama health insurance can cost $100 per month or less.
Modern infrastructure. The infrastructure in this country is of a high standard. Panama City is the most developed city in the region. This is a place where things generally work. The Internet, cable TV, and phone service are all as reliable as anywhere in the U.S. The water is potable. The roadways and highway systems are being constantly expanded and improved. Panama City is also an international travel hub that is very accessible from North America. The flight from Miami, for example, is about 2½ hours.
American currency. Panama City is an international banking center. You will find banks here from all over the world. ATMs are on every corner. The currency is the U.S. dollar, so U.S. retirees have no currency-exchange risk or exposure.
Retiree perks. Panama’s pensionado program of special benefits and discounts for foreign retirees is the current gold standard. Retirees in this country can save as much as 50 percent on restaurant meals, in-country airfares, prescription medicines, and even closing costs on your new beach house.
Job opportunities. If you’re thinking you might like to indulge your entrepreneurial inclinations in retirement, Panama stands out among the options for where to base yourself. This country is perhaps the best place in the entire world to start an international business, thanks to its pro-business President Martinelli and pro-business climate overall. The county also has a low cost of doing business, an educated, English-speaking, and highly affordable labor force, and favorable corporate tax rates and regulations.
Panama is a country on the fast track, open for business, and pushing hard toward First World status. The country’s economy is projected to expand by 10 percent in 2011 and it's citizens are enjoying continued growth and prosperity. The people you meet here aren’t losing sleep over their futures. They’re embracing them. Panama residents are building new, interesting lives in a land of opportunity.
[See The World’s Top Retirement Havens For 2011.]
The county is bordered by two long coasts, one with crashing Pacific surf and the other with lapping azure Caribbean waves. Between them are wildflower-covered mountains and river-crossed jungles. This is a nature-lover’s paradise, boasting some of the world’s best surfing, snorkeling, sport fishing, and adventure-travel opportunities anywhere on earth. Yet, Panama is also a safe and welcoming place to call home.
Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter. Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.www.realty-dejavu.com

Retire in Panama - the benefits of retiring to Panama

Retire to Panama. Maybe you never even thought about retiring in Panama; maybe you’ve considered it heavily. Or maybe you are making your arrangements now to come to the “Crossroads of the Americas”. In any case, there are a multitude of reasons to leave behind the cold, snowy winters of your hometown and come to the tropical paradise of Panama and retire.

Panama has beautiful cities from border to border ... Bocas del Toro, Boquete, Volcan, Panama City, just to name a few. And the beaches! Panama’s eastern coast is the Atlantic Ocean and the western coast is the Pacific. It is difficult in this incredible country for you to find yourself more than 45 minutes from a gorgeous beach. Panama also has numerous islands, offering visitors more choices for satisfying their need for sand and sun.

Will the retiree in Panama only find beaches? Far from it! The country has been shaped through the centuries by volcanic activity. Although the volcanoes here are extinct, the mountains that remain give the country an incredible view. Most notable for this are the cities of Boquete and Volcan, two prime attractions in the interior for Panamanian tourists and retirees alike. The elegant mountains also provide these cities with sufficient altitude to enjoy a moderate climate as well. It is no surprise that Panama has topped International Living’s Retirement Index for six straight years, suggesting that even when the experts think retirement, they think Panama as well!

Maybe you are thinking to yourself, “If Panama has such a good tourism industry, it must be expensive.” Think again! Panama is extremely affordable, and as a pleasant surprise for most Americans, the official currency here is the US dollar. It only takes one trip out of the country to appreciate not having to exchange, or calculate, the currency rates. As far as the cost of living, the difference will amaze you. While some of the “finer things” in Panama are expensive, those retiring in Panama will find the cost of many things to be incredibly reasonable. Most restaurants, clothing, utilities and items for the home are priced well below the same items in the US. American restaurants tend to be similarly priced with those in the US, but it is possible to dine in nice Panamanian restaurants for $2.00 or $3.00 per person.

In addition, housing costs are amazing; you can get a new home in a new subdivision for $20,000, although not in Panama City. Utilities, cable and Internet are priced will below the US. Unskilled labor can be hired for a fraction of the cost in the United States; for example, a live-in housekeeper can be hired for as little as $5 per day, or about $200 per month in Panama City.

Furthermore, the benefits for retiring in Panama are the best in the entire world. Obtaining a retirement visa for Panama, known as a pensionado, will entitle you to:

Retirement benefits such as NO TAXES on your property for 20 years
Insurance costs below average
Health care equal to the U.S
Tax Exemption to import a car every 2 years
Import tax exemption for Furniture, appliances and fixtures up to $10,000
50% off discount in movie theaters, and cultural and sporting events
30% discount on train, bus, and boat transportation
15% discount on loans made in your name
1% reduction on home mortgages for personal use
25% reduction on your water, telephone and electricity bills (off base unit price, not off total bill)
20% discount on doctors visits
50% discount weekdays on hotels, 30% discount on weekends

So the real question is, what are you waiting for? Retiring in Panama makes sense. Beautiful country, incredible climate, amazing beaches, world-class benefits to retire to Panama. Make your plans to make Panama your retirement home and don’t forget that swimsuit….the beach is waiting for you!www.visitpanamadejavu.com

Panama: A Great Place to Live and Visit

Panama is a priviledged country within Latin America. It is fast becoming the preferred location for a second or retirement home for Americans and Europeans and for the corporate headquarters of international companies.

For its citizens, Panama is one of the top three of Latin American countries for quality of life: Health, education and economic well-being according to the United Nations.

Safety and Security

Panama received the highest rating for tourist safety from the Pinkerton Intelligence Agency. In Panama, there's no need to be constantly on guard against being robbed or assaulted, as is the case in so many Latin American countries.

Panama City- Another Miami but Better

There's a joke going around with a lot of truth in it. It is that Panama City is just like Miami except that in Panama City more people speak English and Americans are more popular.

Panama City is called a "second Miami" because of its sophisticated business district, high speed internet connections, the American-style infrastructure and the elegance of many of its neighborhoods. There are many ocean view apartments, a number suburban subdivisions with lovely Miami-style homes and fine established neighborhoods to choose from. Few other Latin American cities boast so many attractive neighborhoods.

Shopping Conveniences

Unlike other Latin Americans, Panamanians don't need to go shopping to Miami. Due to the lowest tariffs in the Americas, Panama is a shoppers paradise whether it be clothes, computers or electronics. Panamanian supermarkets can easily be mistaken for American supermarkets with their large selection of American products. Electronics stores compete in both price and selection with American stores.
There are even three Price-Costcos in Panama City and one in the West Panama city of David.

Education

Private education is excellent: there are three accredited international schools and dozens of fine bilingual schools. At the university level, there a dozen universities, including three United States universities with branches in Panama City.

Excellent Medical Care

Medical care and hospital facilities are almost on a par with the USA, one of the many happy by products of the longtime American presence on the Isthmus.

And If Your Homesick...

Numerous fine restaurants compete in quality with almost any large American city. If you are homesick, try Bennigan's or TGIFriday's not to mention McDonalds, Wendys, Burger King, Pizza Hut, Dominos, KFC etc.

Panama also is a short plane ride away from the USA. There are direct flights to and from Panama from 10 USA cities. Newark and Houston (Continental), New York (Delta and Copa), Atlanta (Delta), Dallas (American), Washington D.C. (Copa), Miami (American and Copa), Los Angeles (Copa), Ft. Lauderdale (Spirit Air), and Orlando (Copa). The proximity also makes it easy for all those relatives who will want to come visit in this great country you discovered.

Evidence of Panama's quality of life, there is a reverse migration going on in recent years. Many Panamanians, residents in the US are moving back to Panama because they find the quality of life is simply better here. Panama has the highest growth rate in Latin America-10% and a major business boom with opportunities for many.

Their Paradise Lost

The 50,000 Americans who used to live in the former Panama Canal zone call Panama their "Paradise Lost". The majority are not happy living back in the United States. That should tell you something.

Panama is Blessed by Nature- No Hurricanes or Major Earthquakes

Even nature has blessed Panama. Due to a unique geographical position, there are no natural disasters. No hurricanes and destructive earthquakes which plague its Central American neighbors.

Panama is not a utopia. 38% of its citizens live in poverty. Corruption is a major problem, less than in most other Latin American countries but still a problem. But relative to other places, many well traveled citizens of the world are deciding that Panama is one of the best place on earth to live.

How to Retire in Panama and/or Buy a Second Home in 5 Steps

Visit Panama to see for yourself what it is all about.

There are two ways to visit Panama to explore a property purchase-on your own or with a tour company that specializes in property tours. Do-it-yourself requires a sense of adventure and a willingness to put up with some glitches but if you purchase a good country guide, you can get around the country yourself by plane, taxi and bus just fine. Speaking Spanish is nice but not necessary. We don’t recommend driving on your first trip. The Lonely Planet Panama Guide or the Hunter Panama Guide are excellent, very complete country guides and available on Amazon.com.

For worry-free and hassle-free property searching or if don’t enjoy do-it-yourself travel, there are excellent tour operators that specialize in property tours at reasonable prices. Below find a list of companies specializing in property tours and related services.

2. Talk to others beside those selling property and do your internet research.

Panama is a small country –just like in a small town, word gets around quickly if something or someone is not trustworthy. You will hear varying opinions on many things, but will be better informed in coming to your own conclusions.

3. Use licensed real estate companies and when ready to purchase, hire a reputable lawyer for the sales transaction.

When you have found the property you like, hire a reputable lawyer who specializes in real estate and immigration services. Visit our Real Estate and Legal Services pages for a list of real estate companies and law firms that provide excellent services to foreigners.

4. Figure out which type of visa is best for you, with your lawyers help.

There are two simple visas- the retirement visa and the home buyers visa.

Retired Persons Visa: If you are already retired and can show an income of $500 per month and an additional $100 for dependents you can apply for a Pensionado ( Retired Persons) Visa.

Home Buyers Visa: If you buy a home for $200,000 or more, no matter your age, you can get a residency visa.

You must hire a lawyer to get your visa. Expect to pay around $1000 in lawyers fees plus government fees depending on the type of visa. Below is list of reputable lawyers specializing in real estate and immigration.

5. Get a visa or opt not to get a visa.

Another option is not to get a residency visa just yet. You can buy a home in Panama and enjoy all the rights a Panamanian does on just a tourist visa. Your tourism visa can be renewed for up to 90 days. After 90 days, you have to make a short trip to another country and return. Many people come and go like this for years.

General Requirements for All Panamanian Visas:

1. Certificate of AIDS test- You must be free of AIDS. You can get the test done in Panama. for $25.

2. Certificate of Good Health- A Panamanian doctor can write this letter or your American doctor.

3. A police report from the town you most recently lived.( If you are a convicted felon you’re not eligible.)

GENERAL PROPERTY BUYING INFO

This info is taken from a US Consular Memo

There are two very different kinds of real estate in Panama: titled property and "rights of possesion property".

Titled Property: The process in the purchase of titled property is similar in concept to that in the U.S.. Panama has a reliable Public Registry system, and this office maintains a record of all titled properties throughout most of Panama.
Information regarding titled properties is readily available through the Public Registry, and is a fairly routine process to undertake through due diligence on a lot or property (finca). Your attorney can issue you in writing an abstract title of the land.

Rights of Possesion Property: The purchase of "rights of possession" (derecho posesorio) or concession rights is an entirely different process. Rights of possesion is not titled land. On the mainland it may be converted to titled land. If the property is near the coast or on islands it currently cannot. However, the government is currently working on legislation to make Rights of Possesion property easier to convert to titled land including coastal and beach properties.

The Two Steps to Real Estate Transactions in Panama: Real estate transactions are usually done in two steps. The Promise to Purchase Agreement is a preliminary contract between the buyer and seller, and gives the buyer time to work out financing and due diligence before committing to buy. It also can be used to get the seller to meet certain commitments and conditions before the sale occurs, and list "contingencies" under which the buyer can be released from obligation to buy if questions are not resolved, or if hidden defects are later found. Only when the buyer is completely satisfied should the sale close.
If the buyer is satisfied, a Purchase and Sale Agreement (or Contract) is made in the form of a public deed and registered at the Public Registry of Panama, at which time the buyer becomes the owner.

Paying: The safest way to pay is by an irrevocable letter of payment issued by a bank, contingent on receiving from the seller proper title to the property. The bank holding the funds issues the irrevocable letter of payment to the seller and pays it as soon as it is presented with the registered public deed transferring title to the buyer. The buyer often opens a bank account (or gets a mortgage) and then formally requests that the bank issue this letter, which is considered to be an appropriate form of payment. If the buyer does not obtain a mortgage, he pays the bank for this service.

Paying Real Estate Agents: Real estate agents normally get paid only when the sale closes. Valid contracts are only in Spanish and once signed are legally binding documents, and you should ensure that you have read and understood them completely before signing. While a good real estate agent can help you through the steps of buying, he cannot provide you with legal advice; an attorney does that. Escrow and title insurance are not generally used or needed in Panama, as such functions are performed by the bank and Public Registry, as described.